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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are intended to compensate victims for their losses. Some of the damages include property damage, medical bills and pain and suffering. In New York you have three years after an accident to make a claim. However, waiting too long could hurt your case. Over time, evidence can be lost or destroyed, and witnesses may forget key details. Damages In the case of a car accident victims may be compensated for economic losses such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic damages like pain and suffering. But, how much your claim is worth will depend on the degree of your injuries and the impact they have on your life. A knowledgeable attorney for car accidents can help you determine the worth of your injuries and property damage, and negotiate with the insurance company to negotiate a fair settlement. Insurance companies are in the business of making money. That means that they will attempt to settle your claim for as little as possible. This is why you need an attorney who understands how to fight for the maximum amount of money you deserve. You can also claim compensation if you own personal items damaged in the accident. These include your clothing, shoes and jewelry. You may also receive compensation for costs related to garden maintenance, housekeeping or childcare, if can't do these things because of injuries. When determining the value of your claim, the deductible will also be considered. You will have to first pay your deductible before the insurance company can begin to pay for the damages. You may then bring a lawsuit against the at-fault driver to recover the remaining amount of your losses. Medical bills The medical costs resulting from a crash in a vehicle can quickly mount up. The average cost for an ambulance ride, hospital stay or inpatient treatment could be hundreds of thousands of dollars or more. The cost of prescription medicines as well as physical therapy and other treatments can rise as the accident victim recovers. When an individual driver is found to be at the fault of a lawsuit, they are responsible for the victim's damages including medical expenses. However the law doesn't typically require the at-fault party to pay the medical bills of their victim on a regular basis. If you don't reside in a state that is no-fault the first step to getting compensation for medical bills is to apply for PIP coverage (personal injury protection). Based on auto accident lawyer mount pleasant of your policy it could be able to pay for the majority or all of your medical expenses. You must also file an appeal against the liability coverage of the motorist at the fault, as well as your own uninsured motorist insurance policy. These policies may pay for medical expenses, but they generally have deductibles or other conditions. A knowledgeable lawyer can help you navigate the process of getting your medical bills paid. This will avoid having to spend your money on medical care and will allow you to concentrate on your recovery. Loss of wages Car accidents can result in you being unable to work. This can result in you being without income and unable to pay your bills. You may need to borrow money from family or friends. A settlement can take months. In the meantime, you will need to continue paying the bills from your own pocket and wait for your settlement. You can get back your lost wages if been injured in a car accident. This can be a combination of salary and hourly wages, however it could also include other financial benefits, such as bonuses and raises. Your lawyer can calculate the actual amount of lost earnings. You can make a claim through an insurer that does not have fault or claim the person at fault for lost wages. The claim will usually include your medical expenses, proof of your absence from work due to your injuries, and the evidence of your loss in earnings capacity. This is often called a demand package. You'll have to provide an employer's letter verifying your employment details including the days you missed work due to injuries and the hours you normally work. Additionally, you will need to provide your paystubs as well as tax documents. An attorney can help gather these documents and prepare an appealing demand package to present to the insurance company or the judge in your case. Pain and suffering Certain expenses associated with an accident can be figured all the way to the penny such as medical expenses, emergency services surgeries, medications lost wages, etc. But others aren't. These unquantifiable losses are referred to as pain and suffering, and are an essential component of a compensation claim. Both the emotional and physical consequences of an accident are as a result of suffering and pain. The injuries of a victim can have a lasting effect on their life, leading to permanent disabilities or even death. For instance, a victim who suffers a severe brain injury might never be able to get back to normal functioning. These types of injuries typically warrant a large settlement. In most cases, how much pain and suffering an injured victim receives is determined by the severity of the injury and the impact it has had on their lives. An experienced lawyer will look into the details of your case to determine the appropriate settlement. They will utilize previous settlement amounts for similar accident injuries to help you get an idea of what your case might be worth in terms of suffering and pain. In reality, insurance companies frequently attempt to deny victims with claims of suffering and suffering by asserting that their physical or emotional injuries aren't as serious. An experienced lawyer can stand up to such tactics and negotiate on behalf of you with the insurer to ensure you get an honest settlement.